UGC CARE IJRAR(ISSN 2348 –1269, Print ISSN 2349-5138 ) | UGC Approved Journal | UGC Journal | UGC

International Journal of Research and Analytical Reviews (IJRAR)

International Peer Reviewed, Open Access Journal

E-ISSN 2348-1269, P- ISSN 2349-5138 | ESTD Year: 2014

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The INTERNATIONAL JOURNAL OF RESEARCH AND ANALYTICAL REVIEWS (IJRAR) aims to explore advances in research pertaining to applied, theoretical and experimental Technological studies. The goal is to promote scientific information interchange between researchers, developers, engineers, students, and practitioners working in and around the world.


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INTERNATIONAL JOURNAL OF RESEARCH AND ANALYTICAL REVIEWS (IJRAR)
E-ISSN 2348-1269, P- ISSN 2349-5138 | Impact factor: 5.75 | ESTD Year: 2014 | UGC and ISSN Approved.
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Call For Paper (Volume 6 | Issue 2 | Month- Submit your paper Anytime no Deadline Published in A-J Issue 2019)

Volume 6 | Issue 2

  Paper Title: A STUDY ON VARIOUS RISK EXPOSURE OF CITY UNION BANK

  Publisher Journal Name: IJRAR

  DOI Member: 10.6084/m9.doi.one.IJRAR1AQP038

  Your Paper Publication Details:

  Published Paper ID: - IJRAR1AQP038

  Register Paper ID - 209312

  Title: A STUDY ON VARIOUS RISK EXPOSURE OF CITY UNION BANK

  Author Name(s): Mrs. S. Dharchana, Ms. V Valliammai,, Ms. Veena Deepu

 Publisher Journal name: IJRAR

 Volume: 6

 Issue: 2

 Pages: 217-229

 Year: June 2019

 Downloads: 34

 Abstract


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 Keywords

Risk, Ratio Analysis and Maturity Gap Model.

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  Paper Title: A STUDY ON GROWTH OF CITY UNION BANK

  Publisher Journal Name: IJRAR

  DOI Member: 10.6084/m9.doi.one.IJRAR1AQP037

  Your Paper Publication Details:

  Published Paper ID: - IJRAR1AQP037

  Register Paper ID - 209311

  Title: A STUDY ON GROWTH OF CITY UNION BANK

  Author Name(s): Mrs. S. Dharchana, Ms. G.C.Thanya

 Publisher Journal name: IJRAR

 Volume: 6

 Issue: 2

 Pages: 206-216

 Year: June 2019

 Downloads: 11

 Abstract

This paper deals with the risk management in city union bank. It focuses on the risk management practices in the city union bank which helps to manage the exposure to losses or risk and to protect the value of its assets. The object of calculating the trend percentage analysis is to show the direction of the change upward or downward. This study helps to analyse the aim for studying the growth of the bank for a period of 5 years. This paper shows the importance of the financial intermediaries in the economy, but also poses some risks in the bank.


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 Keywords

Risk management, Trend Regression Analysis of bank

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  Paper Title: A STUDY ON PREDECTIVE ANALYSIS OF RECEIVABLE MANAGEMENT OF ABC LTD

  Publisher Journal Name: IJRAR

  DOI Member: 10.6084/m9.doi.one.IJRAR1AQP036

  Your Paper Publication Details:

  Published Paper ID: - IJRAR1AQP036

  Register Paper ID - 209256

  Title: A STUDY ON PREDECTIVE ANALYSIS OF RECEIVABLE MANAGEMENT OF ABC LTD

  Author Name(s): Ms. M. Uma, G. SUWETHA

 Publisher Journal name: IJRAR

 Volume: 6

 Issue: 2

 Pages: 200-205

 Year: June 2019

 Downloads: 12

 Abstract

Receivable management is the process of management regarding decision making in the trade debtors. Receivable management is important for a concern to analyse the credit sales and cash receivables. Average collection period, debtors turnover ratio are the ratios used to maintain effective and efficient receivable management. From the study of receivable management of ABC Ltd for the past five years it was analysed that the company maintains approximately and ideal and debtor turnover ratio and collection period


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 Keywords

Receivable management

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  Paper Title: ANALYSING THE LIQUIDITY AND PROFITABILITY STATEMENT OF ABC LTD COMPANY

  Publisher Journal Name: IJRAR

  DOI Member: 10.6084/m9.doi.one.IJRAR1AQP035

  Your Paper Publication Details:

  Published Paper ID: - IJRAR1AQP035

  Register Paper ID - 209259

  Title: ANALYSING THE LIQUIDITY AND PROFITABILITY STATEMENT OF ABC LTD COMPANY

  Author Name(s): Ms. M. Uma, R. Shamna

 Publisher Journal name: IJRAR

 Volume: 6

 Issue: 2

 Pages: 196-199

 Year: June 2019

 Downloads: 8

 Abstract


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 Keywords

Working capital management, profitability

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  Paper Title: A STUDY ON ANALYSES OF THE FINANCIAL PERFORMANCE OF CITY UNION BANK

  Publisher Journal Name: IJRAR

  DOI Member: 10.6084/m9.doi.one.IJRAR1AQP034

  Your Paper Publication Details:

  Published Paper ID: - IJRAR1AQP034

  Register Paper ID - 209310

  Title: A STUDY ON ANALYSES OF THE FINANCIAL PERFORMANCE OF CITY UNION BANK

  Author Name(s): Mrs. S. Dharchana, Ms. S. Sai Shree

 Publisher Journal name: IJRAR

 Volume: 6

 Issue: 2

 Pages: 184-195

 Year: June 2019

 Downloads: 9

 Abstract

Financial performance plays an important role for the development of banks. It forms the basis as one of the importance for taking financial decisions effectively. In order to analyse the financial performance of banks, the accounting ratios are used. Ratio analysis is the comparison of line items in the financial statements of a business. Ratio analysis is used to evaluate a number of issues with an entity, such as its liquidity, efficiency of operations and profitability. Secondary data is used from the published annual reports of the company for time period 2015-2019. This research paper help to evaluate the financial characteristics of bank activity such as solvency and performance using ratio analysis.


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 Keywords

Ratio analysis, Financial performance, Efficiency of operations, Profitability

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  Paper Title: A STUDY ON CUSTOMERS SATISFACTION TOWARDS HOUSE LOAN

  Publisher Journal Name: IJRAR

  DOI Member: 10.6084/m9.doi.one.IJRAR1AQP033

  Your Paper Publication Details:

  Published Paper ID: - IJRAR1AQP033

  Register Paper ID - 209403

  Title: A STUDY ON CUSTOMERS SATISFACTION TOWARDS HOUSE LOAN

  Author Name(s): Mrs. S. Dharchana, Ms. R Ravinaa, , Ms. A Harini,

 Publisher Journal name: IJRAR

 Volume: 6

 Issue: 2

 Pages: 173-183

 Year: June 2019

 Downloads: 9

 Abstract


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  Paper Title: PREDICTION OF SALES POSITIN IN PVT LTD COMPANY

  Publisher Journal Name: IJRAR

  DOI Member: 10.6084/m9.doi.one.IJRAR1AQP032

  Your Paper Publication Details:

  Published Paper ID: - IJRAR1AQP032

  Register Paper ID - 209258

  Title: PREDICTION OF SALES POSITIN IN PVT LTD COMPANY

  Author Name(s): Ms. M. Uma, R.ROHINI

 Publisher Journal name: IJRAR

 Volume: 6

 Issue: 2

 Pages: 169-172

 Year: June 2019

 Downloads: 6

 Abstract

Sales turnover measures the number of times inventory is sold and replaced during an accounting period. The study aims to investigate the effect of working capital management components and policy towards profitability of the concern for the past 5 years. The ratio used to implement the study was sales turnover ratio. From the study sales turnover ratio of ABC Ltd for the past 5 years projected that the company covers its average cost of production by 6 times.


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 Keywords

Working capital and profitability.

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  Paper Title: A STUDY ON CREDIT RISK EXPOSURE FOR VARIOUS CREDIT PROPOSALS OF CITY UNION BANK

  Publisher Journal Name: IJRAR

  DOI Member: 10.6084/m9.doi.one.IJRAR1AQP031

  Your Paper Publication Details:

  Published Paper ID: - IJRAR1AQP031

  Register Paper ID - 209309

  Title: A STUDY ON CREDIT RISK EXPOSURE FOR VARIOUS CREDIT PROPOSALS OF CITY UNION BANK

  Author Name(s): Mrs. S. Dharchana, Ms. K.Radha Raveena

 Publisher Journal name: IJRAR

 Volume: 6

 Issue: 2

 Pages: 164-168

 Year: June 2019

 Downloads: 6

 Abstract

Credit risk management in banks is to maintain credit risk exposure within proper and acceptable parameters. It is the practice of mitigating losses by understanding the adequacy of a bank’s capital and loan loss reserves at any given time. The bank has to monitor not only the entire portfolio but also individual credits. Credit risk is fundamentally significant for sustaining the ability of any investment bank. The studies show that credit risk was one of the risk for determining the economic crisis that the world has suffered from. This research is to study the credit risk exposure of City Union Bank and to try to assess the severity of the bank. In this study Altman’s Z score Model is used for assessing the credit risk in City Union. It indicates credit risk score value according to their proposals. These proposals indicates upper bond value and lower bond value.


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 Keywords

Credit Risk, Altman’s Z score Model, Proposals.

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  Paper Title: A STUDY ON CONSUMER SOCIO ECONOMIC PROFILE AND ATTRACTIVE FEATURES OF HOME LOANS

  Publisher Journal Name: IJRAR

  DOI Member: 10.6084/m9.doi.one.IJRAR1AQP030

  Your Paper Publication Details:

  Published Paper ID: - IJRAR1AQP030

  Register Paper ID - 209402

  Title: A STUDY ON CONSUMER SOCIO ECONOMIC PROFILE AND ATTRACTIVE FEATURES OF HOME LOANS

  Author Name(s): Mrs. S. Dharchana, Ms. P Priyadharshini

 Publisher Journal name: IJRAR

 Volume: 6

 Issue: 2

 Pages: 154-163

 Year: June 2019

 Downloads: 8

 Abstract

A home loan is a contract between a borrower and a lender that allows someone to borrow money to buy a house or liveable property. Attracting consumers to avail home loan is very important for a bank. Banks provide some schemes to attract consumers. Interest rates, payback period, faster processing, branding image of the banks margin amounts are some of the features which tend to attract the consumers to avail home loans. Socio economic status like age, marital status, income level etc. place important role in deciding the banking schemes accordingly. The study is to find the significance between socio economic profile and attracting features of home loan. The study will help the bank to identify the most attractive features which is preferred by the consumers.


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 Keywords

Attracting features, consumers

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  Paper Title: THE IMPORTANCE OF E-COMMERCE IN TRADE

  Publisher Journal Name: IJRAR

  DOI Member: 10.6084/m9.doi.one.IJRAR1AQP029

  Your Paper Publication Details:

  Published Paper ID: - IJRAR1AQP029

  Register Paper ID - 209238

  Title: THE IMPORTANCE OF E-COMMERCE IN TRADE

  Author Name(s): Ms. S. Rukshana Begum

 Publisher Journal name: IJRAR

 Volume: 6

 Issue: 2

 Pages: 149-153

 Year: June 2019

 Downloads: 8

 Abstract


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 Keywords

E-Commerce, E-Business education, Business to Consumer

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  Paper Title: THE BUSINESS MODELS E-COMMERECE WITH ITS PROS AND CONS

  Publisher Journal Name: IJRAR

  DOI Member: 10.6084/m9.doi.one.IJRAR1AQP028

  Your Paper Publication Details:

  Published Paper ID: - IJRAR1AQP028

  Register Paper ID - 209235

  Title: THE BUSINESS MODELS E-COMMERECE WITH ITS PROS AND CONS

  Author Name(s): Ms. Lavanya Deepak Row

 Publisher Journal name: IJRAR

 Volume: 6

 Issue: 2

 Pages: 144-148

 Year: June 2019

 Downloads: 7

 Abstract


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 Keywords

business model, e-Commerce, technology innovation, business model classification

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  Paper Title: A STUDY ON CUSTOMERS PERCEPTION TOWARDS HOUSE LOAN

  Publisher Journal Name: IJRAR

  DOI Member: 10.6084/m9.doi.one.IJRAR1AQP027

  Your Paper Publication Details:

  Published Paper ID: - IJRAR1AQP027

  Register Paper ID - 209400

  Title: A STUDY ON CUSTOMERS PERCEPTION TOWARDS HOUSE LOAN

  Author Name(s): Mrs. S. Dharchana, Ms. M Lobha Mithirai, Ms. P Niranjana

 Publisher Journal name: IJRAR

 Volume: 6

 Issue: 2

 Pages: 138-143

 Year: June 2019

 Downloads: 8

 Abstract

A person always keeps the first basic need as to own a house. Housing is also accepted as a key sector of the national economy which measures the standard of living and economic condition of the country. To attract customers bank provide home loans at cheaper rate. This study takes into account the choice of the customer, reasons, problems and knowledge about house loan.


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 Keywords

House Loan, consumer perception, problems.

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